Vintage Home Loan is about finding loan solutions for borrowers with unique situations.  Call us today if you have been denied by another lender or have been told your situation does not fit another lenders' loan programs.

How can I assist my Appraiser?

It's to your advantage to help the Appraiser perform the assessment by providing additional information:

  • What is the purpose for the appraisal?
  • Is the property listed for sale, and if so, for what price and with whom?
  • Is there a mortgage? And if so, with whom, when placed, for how much and what type (FHA, VA, etc.), at what interest rate, or other type of financing?
  • Are any personal properties or appliances included in the property?
  • With an income-producing property, what is the income breakdown and expenses for the last year or two? A copy of the lease may be required.
  • Provide a copy of the deed, survey, purchase agreement, or additional property papers.
  • Provide a copy of the current real estate tax bill, statement of special assessments, or balance owed on anything, i.e. sewer, water, etc.

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