Vintage Home Loan is about finding loan solutions for borrowers with unique situations. Call us today if you have been denied by another lender or have been told your situation does not fit another lenders' loan programs.
An Appraisal is an estimate of a property's fair market value. It's a document generally required (depending on the loan program) by a lender before loan approval to ensure that the mortgage loan amount is not more than the value of the property. The Appraisal is performed by an "Appraiser" typically a state-licensed professional who is trained to render expert opinions concerning property values, its location, amenities, and physical conditions.