Vintage Home Loan is about finding loan solutions for borrowers with unique situations. Call us today if you have been denied by another lender or have been told your situation does not fit another lenders' loan programs.
The mortgage company owns the appraisal even though the borrower paid for it. This is because the mortgage company orders the appraisal on the borrower's behalf, and the Appraiser lists that mortgage company on the report. The borrower does have the right to receive a copy; however it's the mortgage company's discretion to give the borrower the original appraisal report.