Vintage Home Loan is about finding loan solutions for borrowers with unique situations.  Call us today if you have been denied by another lender or have been told your situation does not fit another lenders' loan programs.

How can I find the best deal?

When doing your comparison shopping for lenders consider that lenders can structure financing in many ways:

  • Charge higher fees, and offer a low interest rate.
  • Charge a higher interest rate with lower fees.
  • Ask each lender what their interest rate is for a zero discount point loan that’s based on a 30-day or 60-day lock period.
  • Ask each lender what they charge for an origination fee.
  • Ask each lender what they typically charge for a loan, i.e. fees for brokers, processing, underwriting, etc.

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